Finding cash is a breeze.

A quick, easy and secure process.

  • Tell us a little about you

    Fill out the easiest loan app you’ve ever seen. Our form takes about 5 minutes to complete; the information you provide will be shared with participating lenders in our network who may choose you for a loan.

  • Super fast lending decision

    We’ll send your request and information to lenders in our network. If you are chosen by a lender, a lending decision can occur in seconds. Our lenders are some of the best in the industry and are quick to help.

  • Cash money in your account

    After you’re approved, you can expect to have cash directly and securely into your account as soon as the next business day, although this can vary by lender.

This is how we do things around here.

Simple and secure, because we heart you.

  • We’re honest about money

    Watch out for those sites that promise cash in an hour – it doesn’t happen that fast. Selection can be instant. Lenders all have their own loan qualification criteria and approval times. In general, loan underwriting can take up to 24 hours; depending on the information you provide.

  • We safeguard your info

    We use encryption technology to safely transmit your information in our network.

  • Easiest form on the web

    Filling out forms can be painful. So we made our form super simple. It can be completed in minutes. Have your banking info handy to complete the form.

  • We only work with the best

    We only work with the best. Our network of lenders and lead advertisers are hand-picked. We strive to work with helpful and responsive lenders and lead advertisers, and consider customer service a top priority.

  • You’re in control

    Just because you’re approved doesn’t mean you need to accept the offer. See all your offer details and you decide if the loan is right for you.

  • Contact us any time

    We want to make sure your experience is simple and satisfying. Email us any time you have a question at

We get this all the time.

There’s no such thing as a stupid question.

  • What kind of loans are available?

    The types of credit that may be available will be determined by the lender. SwiftMoneyLoan will share your information with our network of participating lenders and advertisers. Not all who apply for credit will be chosen by a lender or approved for credit. If you are chosen, the lender may ask you to complete a brief loan application and may run a credit check using a specialized credit bureau. If you are not chosen by a lender, we may offer you opportunities to submit your information to other networks. These networks are not affiliated with Pomo One Marketing, Inc. Some lenders may be tribally owned, may charge higher interest rates, and their loan agreements may be governed by the laws of their tribe. Please review the terms of their privacy policies before you share your information.

  • How long does it take to receive my cash?

    If you are chosen by a lender and are approved for credit, you will be offered credit on terms set by that lender. Typically, if you agreed to the credit terms and choose electronic deposit, you could have cash in your account as soon as the next business day.

  • How much cash can I borrow?

    The amount of credit you would be approved to receive would be based on the information you supply in your application and a lender’s underwriting criteria. Lenders may use different criteria to determine eligibility. Typically, however, approved first time applicants receive $200 to $1,000; approved returning applicants may be approved for credit up to $1,200. Not all who apply for credit will be paired with a lender or approved for credit.

  • I have bad credit, should I still apply?

    Yes! While some lenders will rely on the information you provide in your application and not run a credit check; other lenders may run a credit check as part of their approval process using specialized credit bureaus.

  • What happens if I am late with a payment?

    Nonpayment or late payments may result in additional fees or collection activities, or both. If you have questions on your payment options, be sure to contact your lender directly.

  • What are the fees for a loan?

    SwiftMoneyLoan does not charge a fee to use this website. We collect your information and share it in our network in accordance with our Privacy Policy. If you are chosen by a lender and are offered credit, the annual percentage rate (APR), fees and charges will be disclosed by the lender when you are chosen, and may vary depending on the lender and type of credit offered. If you are chosen by a lender, you should review the terms of the offer carefully.

  • What is required to get a loan?

    The lenders who participate in our referral service will have their own criteria to determine whether an applicant is eligible for a loan. Typically, however, you must be at least 18 years old, employed or have regular income, and satisfy the lender’s underwriting requirements.

  • How long does it take to be paired?

    It will only take seconds to be paired with a lender. Not all who apply for credit will be paired with a lender or approved for credit.

  • Do I need to go through a credit check?

    Some lenders do not require a credit check and will use the information you provide in our form. Other lenders may run a credit check.

Additional FAQ's

About Us

SWIFT Money Loan is one of America’s leading personal lender networks.

Since 2014, SWIFT has been connecting hundreds of thousands of consumers with opportunities to review lending offers from cash advance, short-term installment, and term-based personal loan providers. While there are many sites that promise quick cash in an emergency or easy approvals, SWIFT focuses on providing a simple and safe destination for consumers to receive available loan offers through our growing network of personal lenders and advertisers. While SWIFT is not a lender, or direct provider of loans, broker or endorse of any specific provider, we do pride ourselves in being a valuable financial resource to our customers. Our overall goal is to provide quality loan offers to consumers needing cash, and to do so swiftly.

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